Chapter I. Strategy

 

Haier Financial Services China Co., Ltd. (hereinafter referred to as "Haier Leasing" or the "Company") is a leading domestic industrial comprehensive operation service platform. Relying on the background and resource advantages of Haier Group, it provides financial leasing, commercial factoring and other value-added services through financial leasing, commercial factoring and other value-added services. , to provide customers with one-stop financial service solutions, to build a healthy industrial ecosystem, and to "create a new win-win model, coexist and share a new ecology" with industrial customers.

 

The company adheres to the business philosophy of "financing for the industry", incorporates environmental, social and corporate governance into its development strategy, and explores innovations in financial products and models based on the core responsibility concept of "integration, balanced development, poverty reduction and inequality reduction" , the service process system is continuously optimized, the integration advantages of industrial synergy and resource links are brought into play, the real economy is efficiently served, and the healthy, sustainable, stable and harmonious development of the industrial economy and the whole society is promoted.

 

Based on the industrial finance strategy, the company incorporates the demands of stakeholders into the operation and decision-making process. Based on the "Comprehensive Risk Management Regulations" and the "Basic Credit Policy" for industrial customers, it has formulated a policy covering environmental and social A comprehensive Environmental and Social Management System (“ESMS”) in areas such as governance and governance to identify, assess and manage environmental and social (E&S) risks in financing or refinancing compliant projects.

 

Chapter II. E&S Standards

 

E&S policy reflects Haier Leasing’s core social and environmental objectives. To strengthen business management and effectively prevent risks, the social bond financing activities will comply with the following E&S standards:

 

Chapter III. E&S Management Procedure

 

Haier Leasing divides the project evaluation into three categories A, B and C according to the degree of potential environmental and social risks faced by the social bond-supported project, in combination with the characteristics of the industry or construction project it belongs to, and the purpose and usage of the equipment.

 

Chapter IV. Environmental and Social Managers and Institutional Settings

 

The company's environmental and social management working group ( hereinafter referred to as the " working group"), the working group consists of the Risk Management Department, the Financial Market Department, the Medical and Health Department, the Education and Culture Department, the Agriculture, Animal Husbandry and Food Department, and the Small and Micro Enterprises. Business Department, Strategic Operation Department, Financial Management Department, Legal Compliance Department, Asset Management Department, Human Resources and Administration Department and other departments participated. Members of the working group can be adjusted according to business needs, and relevant personnel and external experts will be invited to join from time to time.

 

Chapter V. External Communication Mechanism (ECM) and Grievance Mechanism

 

Haier Leasing has established an external communication mechanism for handling environmental and social issues from various stakeholders regarding its social bond investment portfolio.

 

Chapter VI.　Information disclosure

Information disclosure is intended to allow investors to better understand and assess potential risks and rewards, including the potential impact of environmental and social factors on company performance.

 

Chapter VII　Regular update and training plan of environmental and social management system

 

The environmental and social management system must be reviewed by the working group at least annually.

In order to ensure that employees have sufficient and appropriate knowledge and improve their environmental and social awareness, Haier Leasing requires  employees to participate in relevant, mandatory training activities

 

Chapter VIII　By-laws